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Adjective: backloaded  'bak,low-did
  1. Having costs, efforts, or effects concentrated toward the end of a process or period
    "The backloaded contract offered higher salaries in later years"
Verb: backload  'bak,lowd
  1. Concentrate costs, efforts, or effects toward the end of a process or period
    "They decided to backload the payments to improve short-term cash flow"